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Your Path to Retirement Security Starts Here

Tax-optimized retirement plans for small business owners and self-employed professionals. Secure your future with expert guidance and transparent pricing.

Start Your Journey→Estimate Your Savings→
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Five Steps, One Clear Path

Navigate from initial qualification through plan implementation and long-term growth with transparent milestones and expert support.

Compare Your Options

Choose your business structure to view tailored retirement plan recommendations, complete with contribution limits, tax benefits, and setup complexity.

SEP-IRA

  • Contribution limit: $69,000
  • Tax benefit: Up to 25% of compensation
  • Setup complexity: Low
  • Ideal for: Solo business owners and freelancers
Choose SEP-IRA→

Solo 401(k)

  • Contribution limit: $69,000 + $7,500 catch-up
  • Tax benefit: Deferrals + profit-sharing
  • Setup complexity: Medium
  • Ideal for: 1099 contractors, small teams
Choose Solo 401(k)→

Cash Balance Pension

  • Contribution limit: $100k–$265k+
  • Tax benefit: Significant above-the-line deductions
  • Setup complexity: High
  • Ideal for: High-income owners (45+)
Choose Cash Balance Pension→
See Your Potential Savings→

Tax Savings Calculator

Input your age and income to instantly estimate potential annual tax deductions.

SavingsQuick Savings Calculator

Frequently Asked Questions

Still have questions?
Contact us today

CPA Referral Program
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My Pension Tree, LLC is a group of Qualified 401(k) and Pension Plan Consultants. We consult self-employed individuals and small business owners on the design, setup, and administration of 401(k) and Cash Balance Pension plans.

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Head Office Address:

121 Alhambra Plaza,
10th Floor - Suite 19 & 20
Coral Gables, Florida 33134

info@mypensiontree.com

1-866-580-9530

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