Terms of Service
Last Updated: 7/13/2025
1. Acceptance of Terms
By accessing or using our services, you agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree to these terms, please do not use our services.
2. Services Provided
My Pension Tree, LLC provides Qualified 401(k) and Pension Plan Consultant services. We consult self-employed individuals and small business owners on the design, setup, and administration of 401(k) and Cash Balance Pension plans. Our services are for informational purposes only and do not constitute financial advice unless explicitly stated otherwise through a direct engagement with our qualified professionals.
3. User Responsibilities
You agree to use our services responsibly and in compliance with all applicable laws. You are responsible for maintaining the confidentiality of any account information and for all activities that occur under your account.
4. Intellectual Property
All content provided on our services, including text, graphics, logos, and software, is the property of My Pension Tree, LLC or its licensors and is protected by intellectual property laws. You may not use, reproduce, or distribute any content without our prior written permission.
5. Disclaimers
Our services are provided "as is" and "as available" without any warranties, express or implied. We do not warrant that the services will be uninterrupted, error-free, or secure. Any reliance on the information provided through our services is at your own risk.
6. Limitation of Liability
To the fullest extent permitted by law, My Pension Tree, LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting from (a) your access to or use of or inability to access or use the services; (b) any conduct or content of any third party on the services; or (c) unauthorized access, use, or alteration of your transmissions or content.
7. SMS Messaging
By providing your phone number and consenting to receive SMS messages, you agree to receive transactional and/or promotional messages from us. Message frequency may vary. Message and data rates may apply. You can opt-out at any time by replying STOP to any message. For help, reply HELP.
8. Governing Law
These Terms of Service shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law principles.
9. Changes to Terms
We reserve the right to modify these Terms of Service at any time. We will notify you of any changes by posting the new Terms of Service on this page. Your continued use of the services after any such changes constitutes your acceptance of the new Terms of Service.
10. Contact Us
If you have any questions about these Terms of Service, please contact us at info@mypensiontree.com.