About MyPensionTree

Retirement plan specialists for builders & founders

MyPensionTree helps small-business owners and self-employed professionals design and implement 401(k) and cash balance pension plans that maximize tax savings and build meaningful long-term wealth.

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"Our goal is simple: help business owners keep more of what they earn and grow wealth for the long term."

Strategic retirement plan consulting

MyPensionTree, LLC is a team of qualified 401(k) and pension plan consultants. We collaborate with self-employed individuals and closely held businesses to design, set up, and administer 401(k) and cash balance pension plans.

We call these holistic strategies Pension Trees — rooted in today's business realities and engineered to grow over decades.

Our retirement plan administrators and pension actuaries help align each owner's savings goals with the capital needs of their company.

Who we serve

Solo professionals & independent contractors
Locum tenens doctors & medical specialists
Dentists & private practice owners
High-earning consultants & freelancers
New business owners & entrepreneurs

$214,083

Average annual tax savings

25+

Years of combined experience

1,000+

Business owners served

Our Approach

Purpose-built plans with a full-service team

From initial discovery through annual administration, we provide white-glove support so your retirement strategy keeps pace with your business.

Customized plan design

We begin with a detailed review of your goals, cash flow, and team structure to align contributions with what your business can support.

Tax-focused strategy

We model multiple plan scenarios to help you capture available deductions while preserving liquidity for operations and growth.

Full-service administration & fiduciary advisory

Our team stays with you year-round to manage testing, filings, plan updates, and fiduciary advisory services, coordinating with your tax and investment advisors.