Transparent Pricing &
Optimal Plan Design
Here is our fee schedule in full — both plan tiers, every additional service, and the conditions attached to them.
Plan fees
The tiers are drawn at your spouse, sons and daughters. If your plan covers anyone the two descriptions below do not clearly cover, see the note under Conditions.
Administration is charged in the first year as well as every year after, so a first-year total is setup plus one year of administration, plus $250 for each participant other than the owner.
Owner-Only Plan
Only you, your spouse, and your sons and daughters.
- SetupOne time
- $4,000
- AdministrationEvery year, including the first
- $4,000
Listed on our fee schedule as “OWNER ONLY with Spouse”.
Plans With Employees
The plan covers employees from outside your family.
- SetupOne time
- $7,000
- AdministrationEvery year, including the first
- $7,000
Listed on our fee schedule as “Multi Employee Plan”.
Additional services
These rates are the same in both tiers.
| Service | Fee |
|---|---|
| Each participantThe owner is not counted as a participant.Listed on our fee schedule as “Each Additional Participant”. | $250 |
| Prior DB plan analysis | $950 |
| Freeze / unfreeze | $450 |
| Amendments to plans | $350 |
| Benefit formula amendment | $950 |
| Plan terminationPayment due by 12/31. | $5,000 |
| Distributions | $350 |
| RMDPBGC fees and costs not included. | $550 |
| QDRO | $900 |
| Recordkeeping | $450 |
| Extra services | $200 / hour |
| Consulting | $225–$350 / hour |
Conditions
Two things can change what the schedule above costs you, and several things it leaves unsaid.
Rush work
Expedited work carries a surcharge of 25–50%.
The schedule does not state what the surcharge is calculated on, what qualifies as rush work, or what sets the rate within that range.
Price changes
We may change prices on written notice to the plan sponsor, or if the plan sponsor adds non-family employees.
The schedule does not say whether adding someone outside that group moves a plan to the other tier or only lets us reprice the existing one, or how much notice is given.
What this schedule does not state
- PBGC fees and costs are not included, as noted on the RMD line.
- The schedule does not say which tier applies when a plan covers a relative other than your spouse, son or daughter, or an unrelated co-owner who is not an employee — nor whether every co-owner is excluded from the participant count. Confirm those cases in your proposal.
- The schedule does not define which work falls under the hourly rates, or at what point work becomes billable.
- The schedule does not carry an effective date, so it cannot say when these fees took effect. Confirm current fees in your proposal.
Compare Our Recommended Structures
The Balanced 50/50 Strategy
Our premier recommendation for high-earning solo-practitioners seeking a balance of immense tax deduction, market hedge, and death benefit protection.
Composition:
- ✔ 50% fixed or indexed annuity funding
- ✔ 50% participating whole life insurance
Ideal for creating a bulletproof estate transition while maximizing the immediate W-2 offset.
The 412(e)(3) Pure Deduction
The highest completely guaranteed tax shelter achievable by law. Funded entirely by guaranteed insurance and annuity contracts.
Composition:
- ✔ 100% Guaranteed Contracts
- ✔ Exemption from 412(c) target funding limits
Ideal for professionals nearing retirement who need immediate massive deductions with zero stock market exposure.
You have the fees. The next step is the plan design, which is the part that actually varies.
Get Your Custom ProposalThese are our published fees. The fees that apply to your plan are the ones stated in your service agreement.