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Step 1: Qualify

Select your corporation type to see specific qualification criteria and guidelines.

Sole Proprietorship Requirements

You receive compensation through the following:

Form Schedule C: Receiving 1099-NEC or report gross income on Line 1.

You have qualified “compensation” from your business activities. What qualifies as “compensation”?

Net Business Profit subject to Self-Employed Tax reported on Schedule SE, Line 2. Also Reported on Form Schedule C, “Line 31”.

You have $300,000 or more in “Net Business Profit/Ordinary Business Income/Taxable Income” and you need a corporate funded deduction.

Reported On Form 1040, Part II “Adjustments to Income” on Line 16 ”Self Employed SEP, SIMPLE, and Qualified Plans”.

Compare Retirement Plans

SEP-IRA vs. 401K/Cash Balance Pension Plan

See the detailed breakdown of benefits and requirements

CPA Referral Program
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My Pension Tree, LLC is a group of Qualified 401(k) and Pension Plan Consultants. We consult self-employed individuals and small business owners on the design, setup, and administration of 401(k) and Cash Balance Pension plans.

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